Hello Olga.

I think that the question about naked photos or just sexy photos, in general, is a matter of mutual understanding.

I had a girlfriend who was comfortable sending me sexy photos and her mood was playful. We had three years of relationship.

Maybe a good indication is who starts the process. If the woman starts after the conversation has reached a comfortable level, in my opinion, this is normal and I would not judge her in a negative way.

Every case is different. I know someone who regularly engages in virtual sex with women he is talking with online on this site and everyone is happy.

Mutual consent is the key I will say, to conclude this post.