I want to add to my answer to you that you have not deservedly accused the woman who was invited to visit you for fraud and swindle! She explained to you clearly and honestly that in order to apply for a visa to your country, she needed to present to the consulate that she had sufficient funds to allow the applicant to exist without the need to work or receive government assistance, or to confirm the willingness of the applicant's relatives or friends to provide him with such funds. This is a prerequisite for opening a visa! Personally, I do not understand by what right you unfairly accused this woman of a scam !!!!???? Look at yourself from the side !!!! All your attempt to build a relationship with a woman is based only on accusations of scam and on conviction of lies, and on the fear of spending your money! So you will never find anyone, growing old with your card accounts in the bank!